Debt Consolidations and Resolutions.
What is a Debt Consolidation or Debt Resolution?
Debt Resolution is an aggressive approach to debt reduction which is appropriate for clients in financial hardship who are considering Bankruptcy, Credit Counseling, or an Equity (Refi nance Consolidation) Loan. Anybody with over $10,000 in Unsecured Debt qualifies for Debt Resolution. The end result is One Low Interest-Free Monthly Payment and the principal balance is significantly reduced. In as little as 18 months become debt free and enjoy financial independence!
Our experts can accept most types of unsecured debt, this includes credit cards, department store cards, personal loans, medical bills, student loans, payday loans, business debts, repossessions, gas cards and accounts with collection agencies. Debtpro123 cannot work with auto loans, mortgages, child support, or alimony debts.
We charges 10% of the total debt that you enroll in the program. With settlements as low as 10%, this means that when it is all said and done, a client's savings could be as much as 20 cents on the dollar, including our fees. It is important to remember that we are working for the client and not the client's creditors, so we are motivated to save the client the most money possible.
Sadly, millions of Americans who are struggling with their debts do nothing about it. Most people keep doing whatever they can to continue making minimum payments for the rest of their lives. This is a no win situation. If a client with financial hardship keeps making their minimum payments, they will be paying mostly interest and will remain in debt for as long as 20-30 years. If a client continues to ignore creditor calls, they can end up with judgments and garnished wages as well as liens against their property.
Tips for Debt Consolidation Success
Just because you enroll in a debt consolidation program doesn't mean your debt troubles will be magically eliminated. Your debt consolidation specialist will do a lot of work to help you become debt free, but the process still requires some participation from you. These are some tips you should follow to help make your debt consolidation a success.
Choose a company wisely. The first step to having success with debt consolidation is to make a careful decision about the company you use. Ask the company all the right questions like, "How does your program work?" "How much are your fees?" and "Are you certified?" Check with the Better Business Bureau to see if there are several unresolved complaints on the company. If possible, get some references from other debtors who've had success with the company.
Stick with the program until the end. The quickest way to fail at debt consolidation is to quit before the program ever ends. If you want to receive the full benefit of debt consolidation, you must stick with your plan until your debt has been completely repaid. Of course, staying with the program depends on some progress being made.
Make your payments on time. Now is your chance to get your payment habits back on track. Debt consolidation typically works within your budget to set a monthly payment that you can afford. So, theres no excuse for missing payments. If you dont make your payments on time, you could be dropped from the debt management program.
What we provide to our clients.
National Loan Relief Center has helped thousands of clients with their need for debt relief. Each month, we eliminate hundreds of thousands of dollars of debt. Below are examples of debts through their respective debt relief programs.
| Consolidation loan | Credit Counseling | Do Nothing | Debt Settlement | Our Settlement |  |
|
| Total Unsecured Debt | $25,000 | $25,000 | $25,000 | $25,000 | $25,000 | |
| Month to Pay Off | 60 | 60 | 473 | 38 | 18 | |
| Interest Rate | 10.0% | variable | 18% | none | none | |
| Extra Interest Paid | $7613 | $17,750 | $37,115 | none | none | |
| Monthly Payment | $543 | $712 | $625 | $458 | $440 | |
| Total Paid by Client | $32,613 | $42,750 | $62,115 | $16,250 | $7,920 |
